As an international student in Australia, you are required to have Overseas Student Health Cover (OSHC). OSHC is a type of health insurance that is designed to help international students cover the costs of medical and hospital care while they are studying in Australia.
OSHC covers a wide range of medical services, including:
- Doctor visits
- Hospital stays
- Prescription medications
- Ambulance services
- Prosthetic devices
- Access to private hospitals and day surgeries
OSHC does not cover all medical services, so it is important to read the policy carefully to understand what is and is not covered. For example, OSHC typically does not cover dental care, cosmetic surgery, or elective surgery.
There are a number of different OSHC providers in Australia, so you can compare policies and prices before you choose a provider. You can also purchase OSHC through your education provider.
In addition to OSHC, you may also want to consider purchasing other types of insurance, such as:
- Travel insurance: Travel insurance can help you cover the costs of unexpected events while you are traveling, such as lost luggage, medical emergencies, and flight cancellations.
- Income protection insurance: Income protection insurance can provide you with financial support if you are unable to work due to illness or injury.
- Contents insurance: Contents insurance can help you cover the costs of replacing your belongings if they are lost, damaged, or stolen.
- Car insurance: Car insurance is required by law if you own or drive a car in Australia.
You can purchase these types of insurance from a variety of different insurance providers in Australia.
When to purchase OSHC
You must purchase OSHC before you arrive in Australia. You can purchase OSHC through your education provider or directly from an OSHC provider.
How long does OSHC last?
OSHC will last for the duration of your student visa. You must maintain your OSHC coverage for the entire time you are in Australia on a student visa.
How much does OSHC cost?
The cost of OSHC varies depending on the provider and the level of coverage you choose. However, the average cost of OSHC is around $350 per month.
Where can I find more information about OSHC?
You can find more information about OSHC on the Department of Home Affairs website.
OSHC is a mandatory requirement for international students in Australia. It is important to purchase OSHC before you arrive in Australia and to maintain your coverage for the duration of your student visa. You may also want to consider purchasing other types of insurance, such as travel insurance, income protection insurance, contents insurance, and car insurance.